Best way to save money; Don't spend what you don't have!

Seriously, the best way to save money (well at least have money and not debt) is to not spend what you don't have. Examples are: no Credit Cards, no Unnecessary Loans (like for furniture or something). Save up your money instead for the big items! Also, SAVE your credit for those tough times that are bound to pop up. For example, we had to buy a new fridge because the one that came with our house, broke down completely. So we had to (in that event) put it on a card. We opted for the Lowe's card, 6 months, no payments, no interest, and have a plan to have it paid off by the end of the 6 months and then CLOSE the card! You have to be disciplined to make something like this work. Took us years to get this way, but it has worked so far and we don't have a mountain of card debt etc...we just have our mortgage and my college loans (and we are paying off my husband's truck in two weeks!)!