We are basically just getting by and praying for the best at tax time. I have been told by my Mom who watches a lot of news...that i should wait to file mid-February. It is almost here...thank goodness. We will use the money to pay off two credit cards and I am so hoping for extra to put away. Reason: our state is talking about cutting teacher pay..so we have to do something...scary times. Will keep you posted.
Take care!
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